:root{--navy:#102b46;--blue:#1e5f8f;--gold:#d7a84a;--ink:#17212b;--muted:#607080;--bg:#f5f8fb;--white:#fff;--line:#dbe4ec}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--white);line-height:1.6}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.top{background:var(--navy);color:white;padding:10px 0}.wrap{width:min(1180px,92%);margin:auto}.top .wrap,.nav .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px}.brand{font-size:24px;font-weight:800;color:white}.nav{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav a{display:inline-block;padding:18px 10px;color:var(--ink);font-weight:700}.hero{background:linear-gradient(120deg,#102b46,#1e5f8f);color:white;padding:70px 0}.hero h1{font-size:clamp(34px,5vw,58px);line-height:1.08;margin:0 0 18px}.hero p{font-size:20px;max-width:760px}.btn{display:inline-block;background:var(--gold);color:#17212b;padding:13px 20px;border-radius:6px;font-weight:800;margin-top:12px}.section{padding:55px 0}.section.alt{background:var(--bg)}h2{font-size:32px;color:var(--navy);margin-top:0}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}.card{border:1px solid var(--line);border-radius:10px;padding:22px;background:white;box-shadow:0 4px 18px rgba(20,45,70,.05)}.card h3{margin-top:0;color:var(--navy)}.crumbs{font-size:14px;margin-bottom:18px;color:#d7e5f0}.crumbs a{color:#fff}.notice{background:#fff7e3;border-left:4px solid var(--gold);padding:16px 18px;margin:22px 0}.footer{background:#0b2034;color:#dbe6ef;padding:42px 0}.footer a{color:#fff}.links{columns:2;column-gap:28px}.links a{display:block;margin:7px 0;break-inside:avoid}@media(max-width:700px){.top .wrap,.nav .wrap{align-items:flex-start;flex-direction:column}.nav{position:static}.nav a{padding:8px 10px}.links{columns:1}.hero{padding:48px 0}}